Current Rates
Rates are effective as of the above date.
Rates may change after the account is opened. Fees may reduce earnings.
*Annual Percentage Yield
Checking
Home Town Advantage
- Interest Rate: .25%
- *APY .25%
Home Town Advantage Plus
- Interest Rate: .50%
- *APY: .50%
Savings
Hometown Savings
|
HomeTown Kids Savings
|
Daily Balance |
Interest Rate |
*APY |
|
Less than $5,000 |
0.50% |
0.50% |
|
$5,000 - $9,999.99 |
0.60% |
0.60% |
|
$10,000 - $24,999.99 |
0.75% |
0.75% |
|
$25,000 - $49,999.99 |
0.90% |
0.90% |
|
$50,000 and up |
1.05% |
1.06% |
HomeTown Money Market Savings
|
Daily Balance |
Interest Rate |
*APY |
|
< $5,000.00 |
0.55% |
0.55% |
|
$5,000 TO $9,999.99 |
0.75% |
0.75% |
|
$10,000 TO $24,999.99 |
0.95% |
0.95% |
|
$25,000 to $49,999.99 |
1.05% |
1.06% |
|
$50,000 and up |
1.25% |
1.26% |
HomeTown Elite Money Market Savings
|
Daily Balance |
Interest Rate |
*APY |
|
< $5,000.00 |
0.55% |
0.55% |
|
$5,000 - $9,999.99 |
0.75% |
0.75% |
|
$10,000 - 24,999.99 |
0.95% |
0.95% |
|
$25,000-$49,999.99 |
1.25% |
1.26% |
|
$50,000-$99,999.99 |
1.50% |
1.51% |
|
$100,000 and up |
1.75% |
1.77% |
Contact us at hometown@farmersstatebanksd.com to open a checking, savings or money market account, or contact your nearest branch.
Certificates of Deposit. Apply now!
|
Term |
Interest Rate |
*APY |
Minimum |
Compounding |
|
91 Day |
1.75% |
1.76% |
$1,000 |
at maturity |
|
182 Day |
2.10% |
2.11% |
$1,000 |
at maturity |
|
1 Year |
2.40% |
2.43% |
$300 |
daily |
|
2 Year |
2.50% |
2.53% |
$300 |
daily |
|
3 Year |
3.25% |
3.30% |
$300 |
daily |
|
5 Year |
3.45% |
3.51% |
$300 |
daily |
Penalty may be applied for early withdrawal.
Individual Retirement Accounts (IRAs). Apply now!
|
Minimum to open |
Interest Rate |
*APY |
|
$1,000 |
3.45% |
3.51% |
Questions? Email us at hometown@farmersstatebanksd.com, or call (605) 648-3683.
Member FDIC
© 2006 Farmers State Bank. 