Personal banking should be personal. You're more than just another transaction at Farmers State Bank.

Personal Banking

Banking is built on relationships and at Farmers State Bank, you’re a neighbor first and a customer second. Our personal banking products include a range of features designed to meet your needs.


Explore our checking account options. From interest bearing accounts to discounts on some of our most popular services, our checking accounts are packed with some surprising perks.


Our Savings accounts are structured to grow right along with you – from your first savings account all the way through retirement.

CDs & IRAs

Life is a journey, even if it doesn’t take you far from your hometown. We can help keep your money safe while you invest in your future.

Advantage Check Card

Convenient Advantage ATM locations and no check writing hassles. Your Advantage ATM & Checkcard can be used anywhere that accepts Visa.

Mortgage Services

Build or buy, invest or refinance. Farmers State Bank’s mortgage lending team will walk you through your options.

Consumer Loans

Sometimes life gets ahead of your finances. We will tailor a loan that fits your needs and your budget.